Mandatory requirements
Age between 18 and 35 years
Household income up to the 8th IRS bracket
Property value up to €450,000
Must be your first permanent home
Which exemptions apply?
- Municipal Property Transfer Tax (IMT)
- Stamp Duty
- Property Acquisition Registration
- Mortgage Registration
Required documentation for Young Home Loan using the State Guarantee:
Citizen Card or other valid ID;
Certificate of tax residence;
Income tax assessment notice (IRS);
Certificate of no encumbrances on the property;
Certificate of tax compliance issued by the Portuguese Tax and Customs Authority;
Certificate of compliance issued by the Portuguese Social Security;
Document indicating the property's purchase price;
Property tax record (caderneta predial);
Testimonials
Rely on us and simplify the process!
We carefully review your documents
We handle negotiations with the bank on your behalf
We evaluate and compare the solutions offered
We recommend the best solution for your situation
We support you through to the signing of the contract
Contact us
At Maxfinance Valor, we offer expert assistance throughout Portugal and welcome clients from abroad.