Mandatory requirements

  1. Age between 18 and 35 years

  2. Household income up to the 8th IRS bracket

  3. Property value up to €450,000

  4. Must be your first permanent home

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Which exemptions apply?

  • Municipal Property Transfer Tax (IMT)
  • Stamp Duty
  • Property Acquisition Registration
  • Mortgage Registration

Fala connosco

Required documentation for Young Home Loan using the State Guarantee:

  1. Citizen Card or other valid ID;

  2. Certificate of tax residence;

  3. Income tax assessment notice (IRS);

  4. Certificate of no encumbrances on the property;

  5. Certificate of tax compliance issued by the Portuguese Tax and Customs Authority;

  6. Certificate of compliance issued by the Portuguese Social Security;

  7. Document indicating the property's purchase price;

  8. Property tax record (caderneta predial);

Testimonials

Todo processo de transferência de créditos habitação e consolidação de créditos foi transparente, sempre existiu boa comunicação e fizeram toda ponte entre a instituição bancária.
Foram apresentadas várias soluções para equilibrar da melhor maneira a minha contas pessoais.
Recomendo a quem precisa de ajuda e não tem tempo para o fazer por conta própria.

Ricardo Jorge Ferreira Peralta

Rely on us and simplify the process!

  1. We carefully review your documents

  2. We handle negotiations with the bank on your behalf

  3. We evaluate and compare the solutions offered

  4. We recommend the best solution for your situation

  5. We support you through to the signing of the contract

Contact us

At Maxfinance Valor, we offer expert assistance throughout Portugal and welcome clients from abroad.

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